Sum Insured
Check whether the coverage is adequate for your expected healthcare needs.
Waiting Period
Check initial, specific disease and pre-existing disease waiting periods.
Room Rent
Understand room eligibility and its effect on claim settlement.
Co-payment
Check whether you need to bear a percentage of eligible claim expenses.
Exclusions
Read permanent exclusions and condition-specific exclusions carefully.
Restoration
Understand when and how the restored sum insured becomes available.
Sub-limits
Check limits applicable to specific treatments, services or expenses.
Network Hospitals
Check whether your preferred hospitals are available under the current network.
Claim Conditions
Understand notification, documents, timelines and policy conditions.