Explore TATA AIG health insurance plans, key features,
coverage options, waiting periods, claims, network hospitals
and important points to check before buying a policy.
✓Explore major TATA AIG health plans
✓Understand base, top-up and specialised options
✓Understand cashless and reimbursement claims
✓Check waiting periods, exclusions and deductibles
A quick starting point before exploring individual TATA AIG products.
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CompanyTATA AIG General Insurance Company Limited
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Health PortfolioRetail health, family, senior, top-up and specialised products.
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PremiumVaries by plan, age, sum insured, health and other factors.
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Digital SupportPolicy servicing, claims and other services are available through TATA AIG's digital channels.
Company Overview
About TATA AIG Health Insurance
Understand the insurer and its health insurance portfolio
before comparing individual products.
TATA AIG General Insurance Company Limited
offers a broad range of general insurance products, including
health insurance for individuals and families.
Its health portfolio includes products such as MediCare,
MediCare Premier, MediCare Select, MediCare LITE, MediCare
Reserve, MediCare Plus, Health Supercharge and Elder Care.
The suitability of each product depends on the customer's
age, health profile, coverage requirement and budget.
PolicySutra's company page is designed to help users understand
the available options, compare important features and identify
questions they should ask before buying.
Contact details are provided for reference. Verify current
details on TATA AIG's official website before use.
Featured Products
Important TATA AIG Health Plans
These are key products worth exploring for different
health insurance requirements. A plan is not automatically
the best choice for every customer.
Premium
MediCare Premier
A feature-rich health insurance option with broader benefits
and higher sum insured choices.
From ₹10,168/year*
Official indicative reference for ₹10L SI
Sum insured options up to ₹3 crore
Global cover for planned hospitalisation
High-end diagnostics and OPD-related benefits
Wellness services and other plan-specific features
Flexible
MediCare Select
A customisable health plan designed around different
healthcare requirements.
From ₹15/day*
Official health-plan starting reference
Customisable coverage options
Multiple optional covers
Flexible health protection features
Plan options for individuals and families
Base Plan
MediCare
A comprehensive base health insurance option for common
hospitalisation and healthcare needs.
From ₹9,275/year*
Official indicative reference for ₹10L SI
Sum insured from ₹3 lakh to ₹20 lakh
Hospitalisation and daycare coverage
Teleconsultation services
Ambulance booking facility
Budget
MediCare LITE
A budget-oriented health insurance option with
coverage through TATA AIG's provider network.
From ₹7,956/year*
Official indicative reference for ₹10L SI
Budget-focused health insurance option
Hospitalisation-related coverage
Cashless treatment through eligible providers
Digital policy servicing
Top-Up
MediCare Plus
A top-up health insurance option designed to supplement
an existing base health cover.
From ₹1,389/year*
Official indicative reference for ₹5L SI
Top-up protection over base health cover
Aggregate deductible structure
Individual and family floater options
Additional protection at a lower premium
Senior
Elder Care
A senior-focused health insurance option for eligible
older customers.
From ₹33,375/year*
Official indicative reference for ₹5L SI
Designed for senior citizens
Entry age from 61 years according to current product information
Coverage for selected senior-care requirements
Lifelong renewal subject to policy terms
*Premium note:
The prices shown above are indicative references taken from
TATA AIG's current online information and may not represent
the premium applicable to every customer. Actual premium may
vary based on age, health condition, location, sum insured,
family composition, tenure, selected covers, discounts and
other underwriting factors. Always check the current quote
and policy wording before purchase.
Before You Buy
What to Check in a TATA AIG Health Policy
Don't compare health plans only on the basis of starting premium.
Sum InsuredCheck whether the coverage is adequate for your expected healthcare needs.
Waiting PeriodCheck initial, specific disease and pre-existing disease waiting periods.
Room RentUnderstand room eligibility and applicable treatment limits.
DeductibleEspecially important for top-up and super top-up products.
Co-paymentCheck whether you must pay a percentage of eligible expenses.
ExclusionsRead permanent exclusions and condition-specific exclusions carefully.
RestorationUnderstand when and how the sum insured can be restored.
Network HospitalsCheck the current hospital network before planned treatment.
Claim ConditionsUnderstand notification, documents, timelines and policy conditions.
Claims
How TATA AIG Health Claims Generally Work
The exact claim process and documentation depend on the
policy and circumstances of the claim.
🏥 Cashless Claim
1
Inform TATA AIG about the hospitalisation according to the applicable process.
2
Visit an eligible hospital and provide your policy and identification details.
3
Submit the required cashless/pre-authorisation information.
4
TATA AIG reviews the request according to policy terms.
5
Eligible approved expenses are settled as per the policy.
💳 Reimbursement Claim
1
Receive treatment and pay the applicable hospital expenses.
2
Intimate TATA AIG according to the applicable claim process.
3
Collect bills, prescriptions, reports and other required documents.
4
Submit the claim and supporting documents.
5
Eligible reimbursement is processed according to the policy.
A useful company guide should show both potential advantages
and areas that require closer checking.
✓ Potential Advantages
Broad health insurance product portfolio
Options for individual and family requirements
Dedicated senior citizen and top-up products
Customisable options through selected health products
Cashless and reimbursement claim processes
! What You Should Check
Waiting periods and PED conditions
Deductibles in top-up/super top-up products
Co-payment and treatment-specific limits
Room-rent and other sub-limits where applicable
Plan-specific exclusions and claim conditions
PolicySutra Guidance
Confused About Which TATA AIG Plan to Choose?
You don't have to decide based only on premium or marketing
highlights. PolicySutra can help you understand the available
options, compare important policy features and identify
conditions you should check before buying.
🔍 UnderstandUnderstand TATA AIG plan features in simple language.
⚖️ CompareCompare important features, limits and conditions.
💬 Get GuidanceGet help identifying what to check for your requirement.
Free Guidance
Tell us what you are looking for and we can help you
understand relevant TATA AIG options.
Information and guidance only. Final eligibility, premium,
coverage and claim decisions are subject to the insurer's
current policy terms.
Frequently Asked Questions
TATA AIG Health Insurance FAQs
Common questions users may have before choosing a TATA AIG policy.
TATA AIG General Insurance Company Limited is a general
insurance company offering multiple insurance products,
including health insurance. Its health portfolio includes
several retail and specialised health products.
There is no single best plan for everyone. MediCare Premier,
MediCare Select, MediCare, MediCare LITE, MediCare Plus,
MediCare Reserve and other products address different
requirements. Compare coverage, exclusions, waiting periods,
deductibles and premium based on your situation.
MediCare Select is a customisable TATA AIG health insurance
product that provides multiple options for tailoring coverage
to different healthcare requirements. The exact benefits and
optional covers depend on the selected policy.
MediCare is a base health insurance product, while MediCare
Plus is designed as a top-up product that can supplement
existing health coverage. A top-up product has a deductible,
so the two should not be treated as interchangeable.
Yes. TATA AIG offers Elder Care, a senior-focused health
insurance product. Eligibility, coverage, premium, waiting
periods and other conditions should be checked in the current
product documents.
Yes, TATA AIG provides cashless claim facilities subject to
the applicable policy terms, hospital eligibility and claim
authorisation process. Check the current network and claim
requirements before treatment.
TATA AIG's current official claim information lists its
24/7 customer support number as 022 6489 8282. Claim
intimation can also be initiated through its digital
self-service channels, subject to the applicable process.
PolicySutra can provide information and guidance about the
claim process, documents and questions you may need to
consider. Final claim approval, rejection and settlement
remain with TATA AIG according to the applicable policy terms.
PolicySutra
Understand Before You Decide
Compare coverage, waiting periods, exclusions, deductibles,
limits and claim-related conditions before making your decision.
Share a few details and PolicySutra can help you understand
which TATA AIG options may be relevant to your requirement.
PolicySutra Claim Support
Need Help With a TATA AIG Health Claim?
Share your basic details and tell us what you need help with.
PolicySutra can help you understand the next steps and
important documents or questions to consider.